Category: About Us

  • Debtmerica Authors & Editorial Team

    Debtmerica is known as an authority in the debt services industry and as a part of our commitment to this we publish a news journal covering topics in and around consumer spending, debt management, and other debt related news topics.

    Writers

    Harry Langenberg – “Chief Editor and Orchestrator”

    Harry is a Managing Partner at Debtmerica and a leading advocate of the debt settlement industry. When not running operations at the Company, he is editing new content for the site and ensuring that the editorial team covers the most relevant topics in the news. Harry is a graduate of the Wharton School at the University of Pennsylvania and hails from St. Louis, MO.

    hlangenberg@debtmerica.com

    Christine Bui – “Conductor of the Content and Company Curator”

    Chrissy is Debtmerica’s Production Manger. While she is a little more reserved in the workplace, when it comes to communicating her thoughts and views in writing, she is a rainmaker. Chrissy has been connecting with Debtmerica fans for over two years with her articles, press releases and helpful site resources. When not planning her next scribbling creations, Chrissy can often be found enjoying some of Orange County’s hot social spots with her numerous friends. Chrissy is a graduate of UC Fullerton and has spent all her fine years in the Southern California area.

    cbui@debtmerica.com

    Jesse Stockwell – “Master of FAQs & Budgeting Maestro”

    Jesse is Debtmerica’s CEO, and in addition to having all the answers for our staff and clients, he loves to enrich the public’s knowledge with financially savvy content and articles. Jesse’s pen anchored most of the rich content on the Debtmerica site, and he keeps our client-friendly FAQ’s up to date, while responding to questions and topics that are on the minds of consumers. Jesse is a graduate of the Wharton School at the University of Pennsylvania and is a big fan of the Boson Red Sox, having grown up outside of Boston in the Cape Cod area.

    jtorres@debtmerica.com

    Kristen Bemis – “Guardian of Compliance and Protector of Objectivity”

    Kristen is Debtmerica’s General Counsel, and she always enjoys a good challenge. Her strong ability to thoroughly analyze the issues and provide an objective perspective is deeply appreciated by staff. Kristen has the job of making sure Debtmerica’s communications are kosher, which means reviewing gobs of content. Kristen is also an industry leader, currently serving The Association of Settlement Companies, our industry Association. When she can find time, her articles on industry regulation and consumer advocacy are very insightful. Kristen holds a Bachelor of Arts in Political Science and minors in Business and History from the University of San Diego and is also is a graduate of the University of the Pacific, McGeorge School of Law.

    kbemis@debtmerica.com

    To contact any of our writers, please send us a note using our contact us page.

  • Debtmerica Achievements and Honors

    Inc. 500


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    In 2010, Debtmerica, LLC, a negotiated debt settlement company offering debt relief to consumers nationwide was ranked
    #13 in the
    Inc. 500 fastest growing companies within the Financial Services Industry and #184 across all industries. Inc. Magazine’s
    Inc. 500 list includes rankings of the nation’s fastest-growing private companies. The various firms are ranked based
    on their percentage of revenue growth for the previous three years.


    OCBJ Best Places to Work

    We are proud to announce that Debtmerica ranked as one of
    Orange County’s top places to work by the Orange County Business Journal. The companies that made the top of the
    list were recognized by their community leadership, support for their employees, and excellent work environment. The
    list, comprised of the top 40 companies to work for in the County of Orange, CA is separated into 3 categories based
    on the number of employees. Debtmerica Relief, ranked #4 on the Best Places to Work list in the medium-sized category.


    OCBJ Fastest Growing Private Companies

    Debtmerica is additionally pleased to announce that it has ranked #3 as one of Orange County’s fastest growing private
    companies by the Orange County Business Journal. The companies that made the top of the list were heavily screened and
    recognized by their incredible revenue growth from June 2006 to June 2009. To be on this list, comprised of the top 100
    fastest growing private companies in Orange County, CA, is a great honor to receive and is representative of Debtmerica’s
    continuing commitment to provide both employment and financial relief in difficult times.


    AFCC Accreditation

    Debtmerica is a fully Audited and Accredited member of The American Fair Credit Council. AFCC is the leading association
    of professional Consumer Credit Advocates and Debtmerica has been independently reviewed to maintain compliance with
    the AFCC code of conduct, which is the strictest in our industry.

  • Debtmerica BBB A Rating

    Debtmerica BBB A Rating

    Debtmerica is proud to be an accredited member of the BBB where the company holds an “A” rating.

    Debtmerica has enrolled over 20,000 clients, and through it all has only had a few complaints with the BBB – always resolved of course. We are very proud to have such a low percentage of complaints and such a high level of customer satisfaction.

  • Affiliates

    Affiliates

    Affiliates

    The Debtmerica Affiliate Program offers a very powerful opportunity for affiliates to earn commissions by helping consumers with their most challenging financial problems. Promote Debtmerica’s Debt Reduction Program and you are on your way to earning very stable income from one of the fastest growing debt settlement firms in America!

    Our program is free to join, it’s easy to sign-up, and requires no technical knowledge. Affiliate programs are common throughout the internet and offer publishers an additional way to profit from their websites. Affiliates generate traffic and sales for commercial websites and in return, receive a commission payment.

    How Does it Work?
    When you join our Affiliate Program, you will be supplied with a range of textual links and banners that you can place within your website or email creatives. When a user clicks on one of your links, they will be brought to your own custom-made website and their activity will be tracked by our advanced affiliate software. You will earn commissions based on each consumer that requests information from us.

    Real-Time Statistics and Reporting!
    You can login 24 hours a day, 7 days a week to check your sales, traffic, account balance, and more to see how your various creatives are performing.

    Payment Structure
    Our payment structure is quite simple. For every customer that clicks on our banners or text links on your website or email creatives and opts in to receive a free consultation from us, you earn $$$. All commissions are paid by check.

  • Debtmerica Management Team

    Debtmerica Management Team

    We feel that what separates us the most from our competition is the quality of our people. At Debtmerica, a team of experienced executives and managers compliment and lead our various departments. Please take a moment and familiarize yourself with the management at our firm.

    Jesse Stockwell – Managing Partner & Chief Executive Officer

    Jesse Stockwell is both a founder and managing partner of Debtmerica, LLC and has been actively involved in operations since the firm’s founding in April 2006. His current duties include overseeing all aspects of marketing, finance, and administration and he is also actively involved in setting Company strategy and risk management. Jesse has extensive experience with online marketing, consumer finance, accounting, and strategic management. His background includes over 10 years of financial services experience, including investment banking for technology-based firms at Prudential Securities in San Francisco, CA, where he focused on M&A. He is a graduate of the Wharton Business School at the University of Pennsylvania where he received his B.S. in Economics with dual concentrations in finance and entrepreneurial management.

    Harry Langenberg – Managing Partner & Chief Operating Officer 

    Harry Langenberg is both a founder and managing partner of Debtmerica, LLC and has been actively involved in operations since the firm’s founding in April 2006. His current duties include overseeing all aspects of sales, customer relationship management, and business development and he is also actively involved in setting Company strategy and managing growth initiatives. Harry has extensive experience with sales management, business development, customer relationship management systems, and a track record of success with both operational and strategic management. His background includes over 10 years of financial services experience, including investment banking for technology-based firms at Merrill Lynch & Co. in San Francisco, CA. He is a graduate of both the Wharton Business School and the School of Engineering and Applied Science at the University of Pennsylvania, where he received his B.S. in Economics, concentrating in finance and B.S. of Engineering, concentrating in systems engineering.

    Kristen Bemis – General Counsel

    Kristen Bemis is currently the General Counsel of Debtmerica, LLC. She is a licensed attorney in both the states of California and Nevada. Since 2004, Kristen has served as an outsourced general securities counsel for small cap public companies. During her time as general securities counsel, she assisted in the preparation and review of Securities and Exchange Commission (“SEC”) filings for her clients. Kristen has also drafted and reviewed various business agreements and advised clients on general corporate governance issues.  She has extensive experience in regulatory issues given her significant experience in working directly with SEC staff and having served as a legal intern for the California Department of Corporations while attending law school. Kristen holds a Bachelor of Arts in Political Science and minors in Business and History from the University of San Diego and is also is a graduate of the University of the Pacific, McGeorge School of Law.

    Jarrod Bassin – Director of Sales

    Jarrod Bassin joined Debtmerica, LLC in January of 2008 and is currently the firm’s sales manager. His responsibilities include hiring, training and oversight of the company’s debt consultants, accountability for quality customer experience, and management of processes essential to the efficient delivery of service.  Jarrod’s background in financial services management spans 12 years, predominantly in residential, commercial, and construction financing. Jarrod earned his B.S. in Business from Excelsior College and plans to pursue his MBA in early 2010.   

    Yaz Hernandez – Director of Information Technology

    Yaz Hernandez is currently the Director of Information Technology for Debtmerica, LLC. His responsibilities include supporting the technology initiatives for the Company, including managing telecom, local and wide area networks, desktop support, IT security, DRP, and records management. Yaz has been involved with Debtmerica since its founding in April 2006. Previous experience includes retail banking for Wells Fargo and duties as a personnel administration specialist with the U.S. Army. Yaz received a B.A. in Network Communications Management from DeVry University.
       

    Christine Bui – Public Relations Manager

    Christine Bui is currently the Public Relations Manager of Debtmerica, LLC. Her current duties include managing the public relations function on both a local and nationwide level, having authored press releases that are distributed to hundreds of news websites each month. Christine is additionally involved with copyright work for Debtmerica and has authored several articles related to the Company’s mission and messaging. Prior to joining Debtmerica, she had extensive experience in real estate finance, performing roles as a senior processor and then escrow officer for a nationwide title company. Christine graduated from California State University, Fullerton, where she received a B.A. in Business Administration with an emphasis in Management Information Systems.

    Sonia Duenas – Human Resources Manager

    Sonia Duenas is currently the Human Resources Manager for Debtmerica, LLC.  Her current duties include managing the human resources function, compliance with state and federal employment guidelines, healthcare and benefits management, and payroll related functions. Sonia has had extensive training in human resources and has been awarded certificates of completion for courses taken specific to the successful implementation of human resources policies and procedures. She has been with Debtmerica since its founding and seen the firm grow from a small startup to a nationwide leader in negotiated debt settlement.  She has held previous roles in various office management related functions and plans to pursue additional education in accounting.

  • Contact Debtmerica Relief – We are here to help!

    Telephone:
    (800) 470-8155
    Mailing Address:
    Debtmerica, LLC
    Attn: Customer Care
    6 Hutton Centre Drive, Suite 200
    Santa Ana, CA 92707
    Business Hours:
    Monday – Friday: 7:00 AM – 7:00 PM PST
    Saturday: 9:00 AM – 2:00 PM PST

  • Real Testimonials from Debtmerica Customers

    Real Testimonials from Debtmerica Customers

    What are people saying about Debtmerica?*

    *Testimonials are based on individual’s experience and individual experiences will vary depending on your specific circumstances.


    “I had many questions and made many calls to Dan throughout this process.  He always answered all of my questions in a manner that left me feeling assured and comfortable with this program.”

    Paula M.


    [Stephanie] “it’s nice to know that there’s still a company like yours out there helping people out like me. Most of all, having someone like you who has true compassion with people and knows what you are doing, is the greatest asset to a company.”

    Maria D.


    “Ron’s communications with me during this emotional time in my life have been respectful and caring as well as easy to understand and honest, I hope this will help him to earn some sort of promotion because he deserves it!”

    Julia P.


    “Not only were you [Sonia] polite and professional but answered every question I had in a timely manner. I think you are terrific and a great asset to the company, although I have to say I hope this is the last time we have to do business 🙂 Thanks again for everything you have done for us, you’re great!!!”

    Lynsey F.


    “Thank you for your assistance [Brian] – and persistence! You did a great job. I never felt pressured. In fact, your follow-up reminded me that I had an option other than bankruptcy.”

    Anna N.


    [Ann] “Thank you for your professional, friendly and informative service.  I called other companies inquiring about their programs… Your service topped all of them!”

    Debra S.


    “The guidance and understanding I have received from you has been well appreciated. I have felt as if I was communicating with an individual not a company. “I spoke with Sonia today” not “The Company called”. This type of treatment is so essential, when someone is going through a time of questioning their worth, due to the strains of daily life as they attempt to put their financial life back in order.”

    Kimberly


    “Annie, I just wanted to thank you for your help. I was at a point where I didn’t have any answers. I was seriously contemplating bankruptcy. In fact, if you and I didn’t have our conversation last night, this would be the direction I was heading. You’re company has given me hope.”

    James


    “John, I just wanted to tell you that I appreciated how nice and understanding you were thru this embarrassing issue of ours. I was so afraid that the person on the other end of the phone would make me feel worst than I do and you did just the opposite. You definitely made the process easier than I thought it would be and still left me with some pride and dignity.”

    Lou Ann


    “Thank you! I appreciate your courtesy and the swiftness of your operation. I will recommend Debtmerica to anyone who asks me for advice on finding a way out of debt.”

    Ashley


    “Letty has been kind, reliable and a joy to talk to. When she says she will call back she does and everything she said would happen did. I have already given her number out to two friends that also need help in these trying times. She is a true professional.”

    Kim

  • All About Debtmerica

    All About Debtmerica

    The Debtmerica Relief team has had one vision since inception – to help Americans nationwide attain financial independence.

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    As we all know, debt and financial difficulties can create great personal difficulties, stress, depression, and anxiety. It’s not a very rewarding experience to be buried in debt. Debtmerica is a consumer debt reduction service that uses negotiated debt settlement to work towards aggressively reducing your unsecured debt, letting you move on with your life.

    Our Mission

    Our mission at Debtmerica is to eliminate your financial strain so that you may get back on the right track to true financial freedom and personal fulfillment. Within our network we are able to lower your unsecured debt balances, provide one low monthly program payment, offer a great alternative to bankruptcy or simply provide you with sound, knowledgeable advice. We are here to help!

    Our History

    The founders of Debtmerica first met over 12 years ago while at the Wharton Business School at the University of Pennsylvania. It is there that they quickly realized the overwhelming burden that unmanageable debt can place on Americans from every walk of life. After spending several years working with the consumer finance sector, they determined that merely consolidating high amounts of unsecured debt into secured debt via a debt consolidation loan didn’t solve the fundamental problem – too much debt to begin with! A better solution would be to not only reduce monthly payments, but in addition, to actually lower the debt balances themselves. Upon further research, they also determined that Consumer Credit Counseling – sponsored by the credit card companies themselves – typically only reduced a consumer’s annual percentage rate (APR), but did nothing to actually reduce the unsecured debt balances.

    How Debt Settlement Works

    Once you enroll in the program, our first priority is to minimize creditor harassment. With our lasting relationships with our service providers and their direct access to creditors, the debt resolution programs are able to reduce your total unsecured debt amount while providing just one low monthly program payment. This monthly payment amount is frequently as low as half as much as your current combined monthly payments to the same creditors. Our underwriting process is highly effective with the main goal to help you experience a lasting benefit to your financial well being.

    Our knowledgeable, friendly, and experienced Debt Consultants at Debtmerica will discuss with you the benefits and qualification process of our Debt Resolution Programs, and then will propose an affordable monthly program payment that will fit within your budget. We feel our program is simply the best way to become debt-free without declaring bankruptcy and without consumer credit counseling.

    Our Success

    Through our service providers, we have experienced unprecedented success at helping our clients attain financial independence. Our success comes as a result of our commitment to excellence. Debtmerica is an accredited member of TASC (The Association of Settlement Companies) and our Debt Consultants are required to attain certification from IAPDA (the International Association of Professional Debt Arbitrators). This level of professionalism was a major factor in Debtmerica becoming an Inc. 500 Fastest Growing Company for 2009 and 2010. We were also honored by the Orange County Business Journal for ranking 4th “Best Places to Work in Orange County” and #3 “Fastest Growing Private Company”. At Debtmerica, we’re proud of our achievements and honors – they represent our commitment to Debtmerica’s vision.

    Our goal is to have no repeat customers!

    While we appreciate the referrals of friends and family, we want all of our graduates to be on a solid path to financial freedom. If you have any questions or concerns send us a note on our contact us page.

    Call us Toll-Free at 800-470-8155 for a free, no cost or obligation consultation.